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Nothing is more frustrating than having paid for insurance coverage and discovering in the face of a loss that the insurance company will not pay. Claim denials, delays and bad faith review of your claims can cost you not only serious aggravation but thousands of dollars.

In some cases, it may be necessary to force an insurer to take another look at your claim. We’ve seen insurance companies refuse to pay beneficiaries on life insurance policies, deny benefits under accidental death and dismemberment policies and far more.

Whether you have a homeowners, medical or auto insurance claim, at Oana D. Johnson, Attorney at Law, we share your frustration. We believe in protecting the interests of those individuals and small businesses whose insurance claims have been denied in bad faith. If you believe your insurance provider has delayed or denied your claim unfairly, please call us as quickly as possible. We have helped clients gain coverage in a variety of insurance bad faith disputes including:

• First-party and third-party insurance bad faith claims
  
• Medical insurance
  
• Homeowners insurance
  
• Fire loss
  
• Theft and auto insurance
  
• Short or long term disability insurance
  
• Life Insurance
  
• Agent Liability
  
• Commercial Coverage Disputes
• Accidental Death & Dismemberment
  

When you meet with your insurance agent to procure coverage, you expect to be informed about what your individual policy will cover and what will be excluded. In some cases, you may believe you have specific coverage only to find out after you’ve placed a claim that it was excluded. This type of situation can occur with individual policies as well as commercial policies. For example, if you purchased insurance to protect your business from natural disasters and weather events from an agent only to discover that your property and not your inventory was protected when you need to file your claim, call us today.

Long-term and Short-term Disability Benefits
For those who are injured and miss periods of work, disability benefits are often a lifeline. If you cannot work and the insurance company is denying your disability benefits claim, we understand that time is an important factor. At Oana D. Johnson, Attorney at Law, we will help you assess your coverage and will help you advocate for the benefits to which you are entitled.

Get The Benefits For Which You Have Paid

Let our firm help you get the coverage your policy is supposed to provide. Insurance companies must be held accountable to their policyholders, not just to their shareholders. When insurance companies fail to deal with their policyholders fairly, we will fight hard to ensure that you get what you are owed.

We have helped individuals, homeowners, and small business owners in Charleston, Berkeley County, Dorchester County, Georgetown County, Myrtle Beach, Beaufort, Columbia, and throughout the entire South Carolina Lowcountry hold insurance companies accountable. We won’t let an insurance company take advantage of you; we’ll make sure they pay all rightful claims.

You should always consult an experienced South Carolina insurance attorney before giving up your rights to compensation. The insurer owes you, and we can help ensure they pay your legitimate claim. You can fill out our online contact form or call Oana D. Johnson, Attorney at Law at (843) 410-1912 to schedule a consultation.